Adam Montana & Member Chat - Post From Dinar Vets

Adam Montana] This will be the first OFFICIAL chat of the New Year, I'll be doing the normal Q&A in a moment, but first - the current State of the Dinar

[Adam Montana] there is a bunch of rumors floating around - people are saying Talabani is dead, there has been an announcement of an official pending rate of over $3, one chat I read even mentioned Shabibi coming back and taking Maliki's place.... can we insert a "facepalm" here? Some of these "gurus" need to be put on a leash or forced to take their medecine

[Adam Montana] Here's a confirmation and a debunking on all those: There is no verifiable facts on any of that. So, aside from the usual clowning around from the other sites, here's what IS going on

[Adam Montana] Fiscal Year 2013 for Iraq is here. This means nothing by itself, but now that we're past that mark we can start looking for more important stuff... like ratifications and serious votes on serious matters such as foreign policy, Iraqi banking and financial structures, and most importantly - HCL and Chapter 7
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  [Adam Montana] Now, Iraq itself does not have much to do with the DECISION that needs to be made on Chapter 7. They have done everything they need to do, they are 100% compliant and there is nothing to legally prevent them from being released unconditionally from Chapter 7 IMMEDIATELY

[Adam Montana] HCL is another story - that IS Iraq's baby, and they DO have everything to do with it. For those of you that don't know, the HCL is the "Hydro Carbon Law" - it's a HUGE deal for Iraq, because it influences and even controls where the money goes when they sell oil, who can sell oil to whom, and very significantly - what the Kurdish region of Iraq can do with it's share of the resources

[Adam Montana] This is getting serious, hang with me here

[Adam Montana] There has been talk for some time now that Kurdistan would simply love to split apart from Iraq, and the thought is that they will do this if Iraq is not going to step up and increase the value of the currency. They feel like "Why should we wait around for these people to get it together when we can just secede, form our own country, and our own CURRENCY, and move forward?"

[Adam Montana] This is not the BEST case scenario, and both Kurdistan and Baghdad is well aware of this - the BEST CASE SCENARIO is for Iraq AND the Kurdish region to move forward together, raise the value, raise the power, and succeed.

[Adam Montana] The reason I am mentioning all of this is because Kurdistan just recently played what may be a "Power Card" - they've begun working outside of the GOI and doing business on their own.

[Adam Montana] There have been oil sales and deals struck which completely excluded the GOI - any time oil is sold from any regioin in Iraq, a portion of that money is supposed to come to the Central Bank. Kurdistan is apparently disregarding that fact.

[Adam Montana] This is different than the normal "huffing and puffing" - this is a serious play. This means that if they want to move forward, they are going to get SERIOUS about resolving the HCL... and if you've been following the Dinar for long, you know that the HCL is a major key to the future rise in the value of the Dinar.   Let's get into the weekly Q&A - kcw, fire away!

[kcw] M.Duke Hi Adam Happy New Year ! I just listen to a phone conference that my brother sent me and it said that mastercard has put everything in place to handle the dinar over there and that Visa is starting to do the same . Do you think this is true and if so do you feel that this is a good sign that were about to see this ride come to it's end ?

[Adam Montana] Hey M.Duke, thanks for the question. First - be careful with those phone conferences, and take all of what you hear with a grain of salt. If the host is using his "brother" as a factual source for information, I would have to classify that as a "rumor".

[Adam Montana] However, that doesn't mean it's not true - I myself have spoken to several of the banks that I am working with and they are all prepared to deal with the Dinar when the ReValue takes place, so I can't imagine MC and VISA would be any different.

[Adam Montana] Still, just like my preparations for the  group here - I started setting things up well in advance, and any bank that will cash in the Dinar did as well. I'm sure MasterCard, VISA, the IRS, and several other groups have also prepared well in advance - that doesn't say anything about a potential date. I'm prepared for retirement, but that doesn't mean I'm retiring tomorrow!

[Adam Montana] next please!

[kcw] Mammaw "Heads of political blocs meet to agree on laws for a vote in the absence of the rule of law " Adam, if they vote on laws with out the rule of law in on it, will they later come back and say it was all unconstitutional? There is a great deal of news that sounds like Iraq is having their "spring", with people in the streets, etc. In your opinion, does this help advance the RV or delay it? Thank you.

[Adam Montana] Mawmaw, good question - unfortunately there is no absolute answer. By law they COULD RV and then un-RV - but that would make no sense. My opinion is that IF they pass a law, or vote on something that could be considered unconstitutional.... and they do this IN ORDER to facilitate an RV... so what if they later decide it was unconstitutional?! They aren't stupid - they will choose to ignore that if the benefit is great enough.] So, I'm rooting for an unconstitutional movement in favor of an RV

[Adam Montana] next please!

[kcw] George2351 Do you get tired of the journey? You have put a lot of time and effort into your future with the RV. How are you making a living? I mean we all thought it would be over by now. That must put your plans of taking care of many people with investments on hold. Just curious.

[Adam Montana]  I guess it's a bit tiresome at times - I want them to hurry up just as much as the next person. However - I always knew it would be a long process, so I've focused on making sure the Post-RV plans I have for myself, my family, and the  members is not tied to any date.

I've made sure they are sustainable for the long term and flexible enough to cover a wide variety of scenarios - anything from a ten cent RV to a $3 RV, and anything from a short window to cash in to a slow-grow-cash-in-reinvest-wash-rinse-REPEAT scenario, and more

[Adam Montana] next please!

[kcw] waitingondinar Hi Adam, I have been reading various articles that indicate everything is unraveling in Iraq, and more and more demonstrators want Malaki out ot office. It seems all the forward progress that has been accomplished to this point is slowing coming apart. What is your take on this? Also, the meeting that was supposed to happen with the Emir of Kuwait to remove Iraq out of chapter 7; is that still in the works? How much do you think this has delayed our RV? Thanks

[Adam Montana] When you say "I have been reading several articles... unraveling..." - I can't help but think of Chicken Little (no offense!)

[Adam Montana] Iraq is moving forward more than back, and at the end of the day I'm only concerned with forward progress.

could have held that and various other meetings at any time over the last 3 months - they are in TIGHT control of the situation, and they will release Chapter 7 when the time is absolutely perfect.

[kcw] localcats Morning Adam, We recently read that Iraq needs three readings of a law. Very seldom to we hear anything after 2 readings. We also heard that after 2 readings if the third reading is not done within 2 weeks it automatically becomes law. We have not been able to verify this as a fact. Do you know if it is true? If so they may be further along with the passing of bills then we are lead to believe. p.s. from California GO NINERS.

[Adam Montana] I have to say this is the same as the last question

[Adam Montana] We have seen this happen several times - 2 readings and then no third. Again, they are in TIGHT control of the situation and until the cards are falling right... they're just not going to pull the trigger.

[Adam Montana] Personally, I can appreciate this. I do NOT want to see them fail, especially after being so patient for so long. If it takes another week, two, a month, or even 6 months - I'd rather hang tight than see this all get wrecked by someone with an itchy trigger finger. Posted Image

 [kcw] Osmosis Happy New Year, Adam! There appears to be some consensus that the most logical time for Iraq to initiate an RV is the beginning of their fiscal year, which for them was 1/1/13. Do you believe this to be true, and if so, is there any reason for us to now expect this event prior to 1/1/14? I think I just answered my question by using the word "logical"....... Thanks for creating and maintaining such a great site!

[Adam Montana] ! I think you did answer your own question there, good sir

[kcw] idplzr Adam, as always we appreciate you answering all the questions posted here. However, it will be okay by me if you don't answer any questions posted by Niners fans. They should have to wait till next week... GO PACK GO!!!

[Adam Montana] Posted Image go Pack go!

 [kcw] countryroads Hi Adam. What, in your opinion, is the one act that will get the RV into gear and to the finish line. Is there any kind of pressure that can be brought to bear on the Iraqi Parliament, or are they immune to everything? HAPPY NEW YEAR!!

[Adam Montana] countryroads, I'm glad you asked that question - it's really what prompted me to spend a little extra time in the begining of this chat talking about the HCL and what it means to Iraq as a whole, and also how the Kurdish are involved in it, and why it ties them together so strongly. The HCL is a huge deal, and we are seeing events happen that could push things along faster than I was thinking in the past.

[Adam Montana] next please!

[kcw] userghost Ok a few more questions, is Talabani dead or alive as I have seen several reports conflicting each other. Did Iraq's fiscal year start on 1/1/13 or was it on 1/7/13 as people who use Warka have stated? A long time ago you had reason to believe that the rate coming out could be, could be, .10 s. Do you still believe this, or is there another method that you forsee that is more likely?

With all that is going on right now, Maliki trying to dissolve the government and be a dictator, nobody knows whats going on with Talabani, the CBI saying we dont need permision to raise rates ect. What is the best possible outcome of the situations to hope for? Not outcome as in RV, but outcome in the different scenarios to effect the RV. Sorry for all the questions, thanks for taking the time to read them. GO RV!

[Adam Montana] userghost, there's a lot of questions there - I'll try to pop back in later this week and answer them, otherwise I'll get to them next week. (I'd be here for hours going through that all!)

[Adam Montana] I will say that my opinion of the rate is pretty much the same - 10 cents, maybe a little higher is my gut feeling. I have a suspicion that it could possibly pop at a flat dollar, but that suspicion holds too many doubts for me to give it a lot of weight.

[Adam Montana] Of course I would be happy to laugh at those doubts while cashing in!

[Adam Montana] My bottom line on the rate is this: I think the most likely case scenario is that we get an announcement at ten cents, and it is floating. We are given 90 days to cash in, and over the course of those 90 days the value could go up to as much as 30-50 cents.

[Adam Montana] after that we are using new Iraqi Currency (which I will of course reinvest in) and over the next 5-7 years that will likely double as the Iraqi Dinar makes it's way to 1:1

[Adam Montana] That's my Posted Image on it.

[Adam Montana] next please!

[kcw] Candy01 Adam, I know you are not a date or rate guy, but do you think the Dinar will RV in January of 2013, or at least by the end of the first quarter 3/31/13?? Thanks Much!

[Adam Montana] Hey Candy01, I mentioned a bit earlier in the chat that I see this moving along much faster with the HCL initiatives taking place - so yes, first quarter is possible!

[Adam Montana] next please!

[kcw] jon29 Adam, good morning and Happy New Year. Please bear with me with the following question since I'm not very swift with this stuff. We can piece together from articles and events that Iraq seems to be prepping bit by bit for more international business some time in the future, this is only logical with all the country has to offer, the question I have is this: Will the dinar to dollar exchange rate need to be better (ie: 1 to 1) in order for the country to do more effective and easier business transactions, or does this even matter? Thanks!

[Adam Montana] Good question. I don't think it needs to be "better", but an even 1:1 exchange rate would be so simple ANYONE can do the math - this is one of the things that tempts me to wonder if they will come out that high and then LOCK the rate until they recapture all the old (current) IQD. But to answer your question, no - it doesn't "NEED" to be any rate. They could just keep raising it 3,5,17,135, or any number of pips they want until it finally reaches a final rate.

[Adam Montana] next please!

[kcw] mes I would like to know if you can tell us how much better of a rate we will be able to get by being a vip? What if for some reason when the dinar rvs' and I don't recieve my letter via fed-x in a day or two what should I do? Thanks for everything.....Come on RV.............

[Adam Montana] mes, that's another great question. I can't give you an exact figure, but here's some figures to help give you an idea.

[Adam Montana] We are expecting a "discounted" spread of anywhere between 2 and 10% off the public spread. (If you don't know what I mean, or someone told you there will be no spread, you NEED to read the free Cash In Guide.)

[Adam Montana] Taking my guess of .10, one million dinar is 100,000. If the spread is what we think it will be (normal is ~5% for exotic currency, experts are saying that this is a "special circumstance exotic currency" and will be anywhere from 10% and higher)

[Adam Montana] then the spread will be a minimum of $10,000

[Adam Montana] That's on a low end. If by any chance we hit a dollar or higher, then your spread - what you pay to cash in - will be anywhere from 20,000 to 100,000 on a million.

 [Dinarkicker] Adam Montana all done sir

[Adam Montana] SWEET!!!! Then on that note, I'm off to handle some business

[Adam Montana] thank you all for your patience, good questions this week

[Adam Montana] thank you all
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